How to Become a Contractor in Mississippi

As per Indeed, general contractors in Mississippi earn more than $200,000 per year– that’s more than double the national average! This attractive salary may have you wondering how to become a contractor in Mississippi. 

Since MS monitors contracting work, you’ll need to apply for a contracting license with the state. The application process is distinct depending on your contracting classification (residential, commercial, roofing, etc.). Below we’ll break down the application process in detail for all aspiring contractors.

Do You Need a Contractor’s License in Mississippi?

In Mississippi, the MS State Board of Contractors (MSBOC) monitors contractor licensing. A license is required for:

  • Commercial contracting over $50,000
  • Work on fire sprinkler systems 
    • Public projects over $5,000
    • Private projects over $10,000
  • New residential construction over $50,000
  • Residential remodeling over $10,000
  • Residential roofing over $10,000

The name on your license must match the name which is on all of your bids, permits, and contracts. 

Exemptions

Residential HVAC, electrical, and plumbing work is monitored on a local level and doesn’t require a state license. Owners working on their property or employees of the MS State Oil and Gas Board are also exempt from this requirement. Additional exemptions can be found on page 2 of this document.

Types of Contractor Licenses

You’ll first need to apply for a residential or commercial contractor’s license. 

  • Residential contractors build, remodel, or improve residential structures. Residential builders are limited to buildings of 3 or fewer stories.
  • Commercial contractors work on private or public commercial building projects valued at over $50,000.

Contractor Classifications

On your residential or commercial license application, you’ll specify one or multiple classifications. There are major and specialty classifications. Major classifications cover multiple specialty classifications or you can individually choose specialty classifications instead. 

The major classifications are:

  • Building construction
  • Electrical
  • Highway street and bridge construction
  • Heavy construction
  • Mechanical
  • Municipal and public works

Each major/specialty classification has unique requirements. Many require the applicant or qualifying party to pass a specific exam before applying. This list includes all of the specialty classifications. Any classification in red requires an exam.

Becoming a Licensed Contractor in MS

To apply for your license, you’ll need to complete an application, take and pass an official exam, and pay the licensing fee. 

The Application Process

First, print and fill in your residential or commercial application. Read through your application carefully and include any documentation requested. 

Depending on your classifications, you may need:

  • Proof that your business is in good standing and registered with the MS Secretary of State
  • A certificate of general liability insurance coverage
  • A certificate of insurance for worker’s compensation, if you have employees
  • Reference letters from both the bank and individuals working in construction
  • Proof of relevant job experience
  • Proof of the employment of the qualifying party
  • To pay the application fee
  • An audited financial statement, for commercial applicants

The Contractor’s Exam

All contractors will be required to take and pass a Law and Business Management exam. Once your application is approved, you’ll receive candidate information on how to register and prepare for this exam. If your classification requires an additional trade exam, you will also be able to take it after your application is approved. 

Once you or the qualifying party pass the exam and pay all remaining fees, you’ll receive your contractor’s license. 

Reciprocity

Mississippi has reciprocal agreements with various states. Contractors must have held their license in these states for at least one year. See here for more information.

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